Kotak Solaris Platinum Credit Card vs Lifestyle HC SBI Card SELECT
Joining Fees
₹500
₹1,499
Editor's Rating
3.6
2.5
Key Features
- Earn 5X reward points on every Rs.150 spend on online purchases
- Earn 2X reward points for every Rs.150 on other spends
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
Editor's Review
Pros
- Get up to 5X Reward Points on every Rs.150 spent on online purchases
- Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
Pros
- Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
- 1% fuel surcharge waiver
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
