Lifestyle HC SBI Card SELECT vs Axis My Zone Credit Card
Joining Fees
₹1,499
₹500
Editor's Rating
2.5
3.9
Key Features
- 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- Purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
- Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance
- Get flat Rs. 120 off on food delivery at Swiggy
- 1 complimentary access to select airport lounges within India per Calendar quarter
- Earn 4 EDGE REWARD points with every Rs. 200 spent on the credit card
- 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
- On any transaction over Rs. 2,500, convert these purchases to EMI
- Indulge in delectable cuisines up to 15% off at partnered restaurants in India
- Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
Editor's Review
Pros
- Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
- 1% fuel surcharge waiver
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
- 1 Complimentary airport lounge access
- Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance
Cons
* No golf/coaching sessions
* High interest rate
