Lifestyle HC SBI Card SELECT vs Axis My Zone Credit Card

• 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees 
• Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
• Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points

• Get 100% discount on the second movie ticket booked via District app. The maximum discount one can get in a calendar month is Rs. 200                
• Avail SonyLiv Premium annual subscription worth Rs. 1499 for free on the first spend within first 30 days of card issuance                                                                                                      
• Get flat Rs. 120 off on food delivery at Swiggy
• 1 complimentary access to select airport lounges within India per Calendar quarter
• Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
• 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
• Save up to Rs. 1,000 at AJIO on minimum purchase of Rs. 2,999 using the coupon code given by the bank
• On any transaction over Rs. 2,500, convert these purchases to EMI
• Indulge in delectable cuisines up to 15% off at partnered restaurants in India
• For Mastercard Cardholders, simply log on to Mastercard Shop Perks for getting exciting cashback on popular brands
• On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs    
• 1% fuel surcharge waiver      
• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies                                                                     

Cons 

• No Golf/coaching sessions
• No complimentary Airport Lounge access 

Pros

• Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
• 1 Complimentary airport lounge access
• Avail SonyLiv Premium annual subscription worth Rs.1499 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate