Kotak Silk Inspire Credit Card vs Axis Bank Executive Corporate Credit Card

Joining Fees

₹599

₹3,500

Editor's Rating

3.6

4.5

Key Features

  • Avail 5x  Reward Points on every Rs. 100 spent on Apparels
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
  • Avail 1 reward for every Rs. 200 spent on other categories without any restrictions 
  • Avail 3 complimentary VIP Assistance Services in a calendar year
  • Book up to 4 complimentary golf rounds and 1 lesson in a year
  • 24/7 Concierge Services
  • Avail complimentary access to over 1,100 airport lounges worldwide up to 8 times in a calendar year
  • Avail 4 complimentary lounge access within India per quarter
  • Avail Insurance Coverage as per following:

A. Emergency Hospitalization - $5,000

B. Lost Card Liability - Rs. 2 Lakh

C. Medical Evacuation - $ 3,000

D. Hijack Distress Allowance - $ 1,000

E. Critical Illness - Rs. 10 Lakh

F. Baggage Delay - Rs. 30,000

G. Missed connecting International - Rs. 30,000

H. Delay in Check in Baggage - Rs. 30,000

I. Loss of Check in Baggage - Rs. 30,000

J. Loss of Documents (Passport, Visa) - Rs. 10,000

K. Corporate Liability Policy - Rs. 2,00,000

  • On every spends of Rs.  200 earn 4 Plus points on domestic spends and 8 Plus points on international spends
  • Lowest foreign currency mark up of 2%
  • One can do 30% cash withdrawal
  • Fuel Transaction Surcharge: Get 1% refund for fuel transaction between Rs. 400 to Rs. 4000

Editor's Review

Pros

  • 5% savings on apparels
  • Get 1 Reward Point for every Rs.200 spent on other categories
  • Silk Inspired Shield

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 

Pros

  • Avail 3 complimentary VIP Assistance Services in a calendar year
  • Book up to 4 complimentary golf rounds and 1 lesson in a year
  • Avail complimentary access to over 1,100 airport lounges worldwide up to 8 times in a calendar year and 4 complimentary lounge access within India per quarter

Cons

  • No movie benefits
  • No cashback benefits
  • No dining benefits


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