Kotak Silk Inspire Credit Card vs Tata Platinum Card

Joining Fees

₹599

₹2,999

Editor's Rating

3.6

3.5

Key Features

  • Avail 5x  Reward Points on every Rs. 100 spent on Apparels
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
  • Avail 1 reward for every Rs. 200 spent on other categories without any restrictions 
  • Welcome e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside
  • Get Anniversary Gift: Eligibility on crossing spends of Rs. 2 lakhs in the previous year
  • 2% value back on spends at Croma and cromaretail.com
  • Get up to 5% value back on spends on Tata outlets

Editor's Review

Pros

  • 5% savings on apparels
  • Get 1 Reward Point for every Rs.200 spent on other categories
  • Silk Inspired Shield

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 

Pros

  • Welcome and Anniversary gift vouchers
  • Airport lounge access
  • Gift vouchers on achieving milestone spends
  • Value back at STAR and TATA outlets

Cons

  • High-interest rate
  • No concierge services
  • No Golf games


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