Kotak Silk Inspire Credit Card vs Induslnd Bank Nexxt Credit Card

Kotak Silk Inspire Credit Card
Kotak Silk Inspire Credit Card
Kotak Mahindra Bank · Visa
3.6
₹599 / Joining Fees
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VS
Induslnd Bank Nexxt Credit Card
Induslnd Bank Nexxt Credit Card
IndusInd Bank · Mastercard
3.8
₹10,000 / Joining Fees
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Fees
Kotak Mahindra Bank
IndusInd Bank
Joining Fees
₹599
₹10,000
Renewal Fees
₹599
₹0
Network
Visa
Mastercard
Editor's Review
3.6
3.8
Free Lounge Access
No
Yes
Features
Kotak Silk Inspire Credit Card
  • Avail 5x  Reward Points on every Rs. 100 spent on Apparels
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
  • Avail 1 reward for every Rs. 200 spent on other categories without any restrictions 
Induslnd Bank Nexxt Credit Card
  • Flexible options to pay through EMI, Reward points or Credit
  • Earn 1 Reward Point for every Rs. 150 spent
  • Fuel Surcharge Waiver
  • Redeem reward points in the following ways: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, and Cash Credit
Editor's Review
Kotak Silk Inspire Credit Card

Pros

  • 5% savings on apparels
  • Get 1 Reward Point for every Rs.200 spent on other categories
  • Silk Inspired Shield

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 
Induslnd Bank Nexxt Credit Card

Pros

  • BookMyShow offer
  • VIP airport lounges
  • Travel Insurance Cover

Cons

  • No Golf Privileges 

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