Kotak Silk Inspire Credit Card vs Ixigo AU Bank Credit Card
Joining Fees
₹599
₹999
Editor's Rating
3.6
3
Key Features
- Avail 5x Reward Points on every Rs. 100 spent on Apparels
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
- Avail 1 reward for every Rs. 200 spent on other categories without any restrictions
- Joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance. Renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year
- Enjoy a 10% discount on Flight Bookings up to Rs. 1,000
- Wave goodbye to PG Charges on train bookings
- Get 10% Off on Bus Bookings up to Rs. 300
- Receive a 10% Instant Off on Hotel Bookings up to Rs. 1,000
- Discounts on Flight, Hotel and Bus Bookings can be availed once per month
- PG charges are waived twice per month
- Avail 20 Reward Points for every Rs. 200 spent on Train Bookings with ixigo
- Avail 10 Reward Points for every Rs. 200 spent on online purchases
- Avail 5 Reward Points for every Rs. 200 spent offline
- 1 Complimentary International Lounge Access every year
- Priority Pass can be issued upon request
- Get 16 Exclusive Complimentary Domestic Airport and Railway Lounge Access every year
- Zero mark-up fee on international purchase
- 1% surcharge waiver up to Rs. 250 on fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India
- Avail plethora of options to redeem the Reward Points for amazing benefits. Some of them include: E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings and much more
- Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank
- Get protected against Travel Credit Card Counterfeit/Skimming and Online frauds
- Credit Shield: Up to Rs. 1.5 Lakhs
- Convert transactions worth Rs. 2,000 or more into easy EMI options on select tenure of choice. Simply call bank’s Customer Care helpline to book the XpressEMI
Editor's Review
Pros
- 5% savings on apparels
- Get 1 Reward Point for every Rs.200 spent on other categories
- Silk Inspired Shield
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
- Direct discounts on Ixigo travel bookings, and accelerated rewards
- Domestic airport and railway lounge access
- Discount on bus ticket bookings
Cons
- Only 1 International Airport Lounge access
- No Golf benefits
- Priority Pass is issued only upon request
