Kotak Delight Platinum Credit Card vs HDFC Regalia Credit Card
Joining Fees
₹1,999
₹2,500
Editor's Rating
4.3
4
Key Features
- A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle
- 10% Cash-Back on Movies
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Spend Rs. 1,25,000 every 6 months and avail Four free PVR Tickets or Rs. 750 cash-back
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
Editor's Review
Pros
- 10% Cash-Back on Dining and Movie spends
- Enjoy maximum eight free PVR tickets or Rs. 1500 cashback every year
- In case Credit Card gets stolen, you can get a cover of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge Access
- Joining fee: Rs. 1,999
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
