Kotak Delight Platinum Credit Card vs Amazon Pay ICICI Bank Credit Card

• A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle
• 10% Cash-Back on Movies
• Fuel Surcharge Waiver
• Railway Surcharge Waiver
• Spend Rs. 1,25,000 every 6 months and avail Four free PVR Tickets or Rs. 750 cash-back

* No joining fee or annual fee
* No limit to the earnings from this card
* No expiry date for the earnings
* Earnings can be used for purchasing 10 crore+ products at Amazon.in and at 100+ partner merchants
* Get complete waiver of 1% on fuel surcharge every time
* No cost EMI – 3&6 month on Amazon.in
* Get 5% cashback on Amazon.in for Amazon Prime customers
* Get 3% cashback on Amazon.in for non-prime customers
* Get 2% cashback on 100+ Amazon Pay partner merchants
* Get 1% cashback on other payments such as shopping, travel, dining, insurance payments, and much more
* ICICI Credit Cards come with an embedded microchip that provides additional security against counterfeiting and duplication of cards.These new Chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)

Please Note: The Earnings will be in the form of Amazon Pay balance.

Pros

• 10% Cash-Back on Dining and Movie spends
• Enjoy maximum eight free PVR tickets or Rs. 1500 cashback every year
• In case Credit Card gets stolen, you can get a cover of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge Access
• Joining fee: Rs. 1,999

Pros

* No cost EMI – 3&6 month on Amazon.in
* Fuel Waiver of 1% on fuel surcharge

Cons
* No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits
* No Golf Privileges