Kotak Best Price Credit Card vs SBI Elite Credit Card
Joining Fees
₹0
₹4,999
Editor's Rating
3.9
4
Key Features
- 14-day Credit Cycle that starts afresh on every transaction
- Make purchases at the Best Price Modern Wholesale store with the two free Add-On cards
- No Joining Fees
- Track spends separately for each of the Add-on Card(s)
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
Editor's Review
Pros
- No Joining Fee
- A good Business card
- It’s a wholesale card
Cons
- No complimentary Golf lessons/green and no complimentary Airport Lounge access
- No travel and shopping related benefits
- No Reward Points
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
