Kotak Best Price Credit Card vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹0
₹1,000
Editor's Rating
3.9
3.6
Key Features
- 14-day Credit Cycle that starts afresh on every transaction
- Make purchases at the Best Price Modern Wholesale store with the two free Add-On cards
- No Joining Fees
- Track spends separately for each of the Add-on Card(s)
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- No Joining Fee
- A good Business card
- It’s a wholesale card
Cons
- No complimentary Golf lessons/green and no complimentary Airport Lounge access
- No travel and shopping related benefits
- No Reward Points
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
