Compare Kotak 811 Credit Card vs YES Prosperity Cashback Credit Card

Earn 2 reward points for every Rs. 100 spent online
Earn 1 reward points for every Rs. 100 spent offline
Milestone Spends Benefit: In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
Avail 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000. Do note that fuel transactions are not eligible to earn any Reward points
Railway Surcharge Waiver: Save railway surcharge of 1.8% for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
Add-on Card will have all the benefits that the cardholder enjoys on its Card
This card is embedded with EMV Chip that adds additional level of security. You can set 6-digit PIN for authentication for higher security of your transactions
Redeem reward points across a variety of categories such as mobile recharge, shopping across 10,000 products, e-vouchers across various brands, movies (BookMyShow Vouchers), travel and many more

5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
Avail great offers across travel, dining, shopping, wellness and more, in select cities
Instant EMI
Earn rewards points on your transactions that are converted into EMIs

Pros

Earn 2 reward points for every Rs. 100 spent online, and 1 reward points for every Rs. 100 spent offline
In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
Railway Surcharge Waiver

Cons

Pros

Preferential Foreign Currency Markup of 3.40% only
1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons