YES Prosperity Cashback Credit Card vs Citi PremierMiles Card
Joining Fees
₹999
₹3,000
Editor's Rating
5
4.3
Key Features
- 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Instant EMI
- Earn rewards points on your transactions that are converted into EMIs
- On the yearly card renewal period, get 3000 Bonus Miles
- Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
- Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
- Redeem miles over more than 100 domestic and international airlines
- Transfer your miles to any of the card’s hotel & airline partner
- Miles never expires so you can use them whenever you desire
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
- Complimentary Access to Airport Lounges in India
- Instant loans availed
- Get amazing deals and discounts locally & in other 90 countries
- As you earn more miles, redeem easily at www.premiermiles.co.in
- You can either redeem the miles now or keep collecting them
- Using Citi contactless card pay the easy way
- Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
- Enjoy the latest offers on the credit card
- Have instant savings on lifestyle and wellness categories
- Join the millions of subscribers with a unique analysis of the issues behind the headlines
- Personal Air Accident Insurance cover of Rs 1 crore
- Lost Card Liability Cover of Rs. 10 Lakh
Editor's Review
Pros
- Preferential Foreign Currency Markup of 3.40% only
- 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
- Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES
Cons
- No complimentary Airport Lounge access
- No Golf/coaching sessions
- High-interest rate
Pros
- The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
- On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
- Save up to 20% across all Citibank's partnered restaurants
Cons
- No Annual Fee Waiver
- High-interest rates
