Kotak 811 Credit Card vs RBL Bank Platinum Maxima Credit Card
Joining Fees
₹500
₹2,000
Editor's Rating
3
3.3
Key Features
- Earn 2 reward points for every Rs. 100 spent online
- Earn 1 reward points for every Rs. 100 spent offline
- Milestone Spends Benefit: In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
- Avail 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000. Do note that fuel transactions are not eligible to earn any Reward points
- Railway Surcharge Waiver: Save railway surcharge of 1.8% for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
- Add-on Card will have all the benefits that the cardholder enjoys on its Card
- This card is embedded with EMV Chip that adds additional level of security. You can set 6-digit PIN for authentication for higher security of your transactions
- Redeem reward points across a variety of categories such as mobile recharge, shopping across 10,000 products, e-vouchers across various brands, movies (BookMyShow Vouchers), travel and many more
- Earn 2 Reward Points for every Rs. 100 spent on all your purchases
- 5X Rewards: Get 10 Reward Points for every Rs. 1000 spent for dining, entertainment, utility bill payments, fuel and international purchases
- Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
- Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
- Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
- 2 complimentary visits every calendar quarter at Domestic Lounges at all major airports in India
- Redeem Reward Points for air travel, hotel stays, shopping vouchers and much more
- Fuel Transaction Charge: 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher
Editor's Review
Pros
- Earn 2 reward points for every Rs. 100 spent online, and 1 reward points for every Rs. 100 spent offline
- In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
- Railway Surcharge Waiver
Cons
- No dinning benefits
- No Golf Benefits
- No Airport Lounge Access
Pros
- Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
- Two complimentary access to domestic lounges at all major airports in India
Cons
- No Fuel Surcharge Wavier
- High-interest rate
