InterMiles HDFC Bank Diners Club Credit Card vs YES Premia Credit Card

• Renewal Benefits

A. Continue the exciting journey with 10,000 InterMiles upon spending Rs. 20,000 with in first 30 days of Anniversary date

Experience savings on Flight & Hotel bookings:

A. Get Rs. 1000  Flight Discount vouchers

B. Get Rs. 2000  Hotel Discount vouchers

Do note that these Renewal benefits are only applicable on realization of membership fee

• Get 8 InterMiles on every Rs. 150 spent on retail spends
• Get 16 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
• Get 16 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
• Privileges on Etihad Airways

A. Obtain 10% discount on Etihad Airways Business Class tickets booked on http://flights.intermiles.com

B. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com

C. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com

• Unlimited Complimentary golf games at leading courses in India and selected courses across the globe
• Unlimited complimentary Golf coaching at selected golf courses in India
• Domestic Lounge Program

A. Relax in some of the leading lounges via the Exclusive Lounge Program

B. Get Unlimited Airport lounge access to 1000+ Lounges within India

C. Get refreshments and use some of the following facilities phones, faxes, Internet and conference rooms

• 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
• Air accident insurance cover worth Rs 2 crore
• Emergency overseas hospitalization cover worth Rs. 50 Lakhs
• Travel Insurance Cover of up to Rs. 55,000 on baggage delay 
• Credit Liability Cover of up to Rs. 9 Lakh
• Zero liability on lost card
• Revolving Credit is available at an interest rate of 1.99% per month
• Avail up to 50 days of free credit period from the date of purchase
• Avail up to 3 Add-on Cards
• Save up to 25% on dining bills paid via Dineout Pay via the InterMiles HDFC Bank Diners Club Credit Card. Get 15% Dineout Discount plus Additional 10% HDFC Bank Discount

• Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
• Priority Pass membership offering two complimentary international lounge access per calendar year
• 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
• Complimentary Domestic Lounge access & Golf privileges across select golf courses in India

Pros

• Welcome benefits
• Obtain 10% discount on Etihad Airways Business Class tickets, 5% discount on Etihad Airways Economy Class tickets booked, and 2.5X bonus InterMiles for Etihad Airways tickets
• Golf benefits and Unlimited Airport lounge access to 1000+ Lounges within India

Cons

• Joining fee bit high
• No cashback offers
• No movie benefits

Pros

• Fuel surcharge waiver at fuel stations across India
• Attractive Foreign Currency Markup of 2.5%
• Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

• High-interest rates
• Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit