YES Premia Credit Card vs RBL Bank Platinum Maxima Credit Card
Joining Fees
₹1,599
₹2,000
Editor's Rating
3.5
3.3
Key Features
- Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
- Priority Pass membership offering two complimentary international lounge access per calendar year
- 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
- Complimentary Domestic Lounge access & Golf privileges across select golf courses in India
- Earn 2 Reward Points for every Rs. 100 spent on all your purchases
- 5X Rewards: Get 10 Reward Points for every Rs. 1000 spent for dining, entertainment, utility bill payments, fuel and international purchases
- Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
- Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
- Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
- 2 complimentary visits every calendar quarter at Domestic Lounges at all major airports in India
- Redeem Reward Points for air travel, hotel stays, shopping vouchers and much more
- Fuel Transaction Charge: 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher
Editor's Review
Pros
- Fuel surcharge waiver at fuel stations across India
- Attractive Foreign Currency Markup of 2.5%
- Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember
Cons
- High-interest rates
- Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit
Pros
- Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
- Two complimentary access to domestic lounges at all major airports in India
Cons
- No Fuel Surcharge Wavier
- High-interest rate
