YES Premia Credit Card vs Kotak Corporate Wealth Signature Credit Card

YES Premia Credit Card
YES Premia Credit Card
Yes bank · Mastercard
3.5
₹1,599 / Joining Fees
Apply Now →
VS
Kotak Corporate Wealth Signature Credit Card
Kotak Corporate Wealth Signature Credit Card
Kotak Mahindra Bank · Visa
4
₹0 / Joining Fees
Apply Now →
Fees
Yes bank
Kotak Mahindra Bank
Joining Fees
₹1,599
₹0
Renewal Fees
₹1,599
₹0
Network
Mastercard
Visa
Editor's Review
3.5
4
Free Lounge Access
Yes
Yes
Features
YES Premia Credit Card
  • Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
  • Priority Pass membership offering two complimentary international lounge access per calendar year
  • 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
  • Complimentary Domestic Lounge access & Golf privileges across select golf courses in India
Kotak Corporate Wealth Signature Credit Card
  • Get higher cash-backs while using the card
  • Hassle-free spendings
  • Fuel/Railway Surcharge Waiver
  • Redeem points without any hassle 
Editor's Review
YES Premia Credit Card

Pros

  • Fuel surcharge waiver at fuel stations across India
  • Attractive Foreign Currency Markup of 2.5%
  • Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

  • High-interest rates
  • Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit
Kotak Corporate Wealth Signature Credit Card

Pros

  • Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
  • Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
  • Exclusive access to Domestic Airport Lounges twice in every quarter

Cons

  • No Golf Privileges 
  • No Concierge Services 

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