IndusInd Bank Platinum Master Credit Card vs HDFC Bank Freedom Credit Card
Joining Fees
₹3,000
₹500
Editor's Rating
2
3
Key Features
- Complimentary golf games and lessons
- BookMyShow and Sathyam Cinemas, provide offers to buy one movie ticket and get another free.
- Avail numerous travel offers and gain access to 600+ lounges across the globe with a complimentary Priority Pass.
- Travel Plus- Access to over 600 VIP airport lounges around the world as part of the Priority Pass program.
- Travel Insurance Cover
- Earn 1 reward point on every spend of Rs. 150 and above
- Redeem points for cashback
- Get a gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
- Get a welcome and renewal benefit of 500 reward points on fee realization
- Earn 25X reward points on your birthday spends
- 10X reward points on PayZapp & SmartBuy spends
- Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
- If annual spends are below Rs. 50,000, renew the card for a nominal fee of Rs. 500
- Fuel fee waiver of 1%, capped at Rs. 250 per statement cycle (Applicable on minimum transaction of Rs.400 and maximum of Rs.5,000 ) GST will be applicable
- Enjoy safe and secure transactions with chip-enabled cards
- Zero liability on the lost card if reported immediately
- HDFC Bank Freedom Credit Card has been enabled for contactless payments, hence, enjoy doing fast, convenient and secure payments at retail outlets.
- Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
- Obtain up to 3 add on credit cards for free
Editor's Review
Pros
- Avail surcharge on petrol at various petrol pumps in India: 1% on fuel surcharge at any petrol pump within India.
- Air Accident Coverage
- Discounts on Shopping, Dining, Spa, Travel, and Lifestyle
Cons
- High Joining fee and annual fee
- Fees applicable for using Priority Pass Membership
Pros
- Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
- Pay only 1.99% interest per month if card is issued against fixed deposit
- Zero liability on lost card if reported immediately
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
