IndusInd Bank Platinum Master Credit Card vs RBL Bank Platinum ShopGain SuperCard
- 1.5 reward points for every Rs. 150 spent
- Comprehensive insurance benefits
- Fuel surcharge waiver
- Buy 1 Get 1 free on movie tickets
- Redemption options: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, Cash Credit
- Platinum Credit Card Privileges:
- Priority Pass Membership for you and your partner
- Complimentary golf session once a quarter at any of the select prestigious clubs
- Golf lessons and hole-in-one insurance
- Movie tickets at theatres twice a month (2 x 200 x 12)
- Savings on fuel surcharge
- The annual value of Reward Points on an average spend of Rs. 30,000 per month (300 points per month)
- IndusInd Bank Platinum Card welcomes you with great lifestyle offerings from EazyDiner, Montblanc, Luxe Gift Card, Collection Of Intimate Luxury Hotels, Amazon, Flipkart, Big Bazaar, ZEE5, Swiggy, Zomato Gold, Apollo Pharmacy, Biba Online, Ola Cabs, Uber, BATA, Vero Moda, ALDO, William Penn, Titan, Pantaloons, Hidesign, Woodland, United Colors of Benetton, Yatra, Charles & Keith, Louis Philippe, Hush Puppies, Urban Ladder.
- BookMyShow Offer: Buy one movie ticket and get the other one absolutely free. Avail up to two free movie tickets in a month. Offer valid in all theatres registered with BookMyShow across all major cities. The price of the free ticket is capped at Rs. 200.
- Sathyam Cinemas Offer: Buy one movie ticket and get the other one absolutely free. Avail of up to four free tickets in a month. Offer valid in Chennai only.
- With the Travel Plus program avail special waivers on lounge usage charges outside India.
- Travel insurance for: Lost baggage, Delayed baggage, Loss of passport, Lost ticket, and Missed connection
- Platinum Concierge service: A team of professionals are ready to assist you with hotel reservations, flight bookings and other lifestyle requirements. This is a complimentary service and is accessible from anywhere in the world.
- Auto Assist
- Total Protect is a first-of-its-kind program that covers the cardholder for a sum up to the credit limit on your credit card and is available on add-on cards as well.
- Air Accident Coverage- Complimentary personal air accident insurance cover of up to Rs. 25 lakh.
* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.
* Avail 6,000 RP as welcome rewards on payment of joining fees and minimum spends of Rs. 2,000 within 30 days of card issuance. Theres no welcome rewards given to First Year Free cards
* Earn 25 Reward Points for every Rs. 100 spent on utility bill payments - up to 500 Reward Points pm
* Get 1+1 on Bookmyshow twice a month (up to Rs. 200 per month)
* 4 Complimentary domestic lounge access (1 per quarter)
* The Platinum Shopgain SuperCard account can easily be manage on-the-go with RBL MyCard Mobile App
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to Platinum Shopgain SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* Offers on Utility Bill Payments
Pros
- Avail surcharge on petrol at various petrol pumps in India: 1% on fuel surcharge at any petrol pump within India.
- Air Accident Coverage
- Discounts on Shopping, Dining, Spa, Travel, and Lifestyle
Cons
- High Joining fee and annual fee
- Fees applicable for using Priority Pass Membership
Pros
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
Cons
* No golf benefits
* No airmiles
* No fuel surcharge waiver
