IndusInd Bank Pioneer Legacy Credit Card vs Paytm HDFC Bank Digital Credit Card

• Gain privileged access to golf courses and golf clubs in India
• Book two tickets for the price of one through BookMyShow and Sathyam.
• Benefit from discounted foreign currency mark-up till 30th September 2020!
• Complimentary Priority Pass which provides complimentary access to international lounges in India and abroad.
• Earn 6000 bonus reward points on spending Rs 6 lakh or above within one year from the date of card issue!

• First Year Fee will get waived off on retail spends of Rs. 1,500/1,000 in the first month
• In a calendar year, Renewal Year Fee will get waived off on retail spends of Rs. 25,000
• Avail 2% accelerated cashback on using the Scan & Pay feature on Paytm App - Select Merchants only
• Get 2% cashback on key accelerated categories - Swiggy and Uber
• Avail 1% cashback on all other Retail Spends including Paytm spends
• Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
• If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
• Get 1% fuel surcharge waived off on fuel transactions between Rs. 400 and  Rs. 5,000.
• Obtain up to 50 days of interest free credit 
• Enjoy No Cost & Low cost EMI options on your credit card

Pros

• Enjoy a waiver* of 1% on fuel surcharge at any fuel station in the country.
• Air Accident Cover
• Upgrade your travel experience with complimentary access to select MasterCard domestic and international airport lounges in India.

Pros

• Welcome Benefits
• Avail 2% accelerated cashback on using the Scan & Pay feature on Paytm App - Select Merchants only
• Get 2% cashback on key accelerated categories - Swiggy and Uber

Cons

• No golf benefits
• No discount on partner restaurants through Dineout
• No airport lounge access