First Year Fee will get waived off on retail spends of Rs. 1,500/1,000 in the first month
In a calendar year, Renewal Year Fee will get waived off on retail spends of Rs. 25,000
Avail 2% accelerated cashback on using the Scan & Pay feature on Paytm App - Select Merchants only
Get 2% cashback on key accelerated categories - Swiggy and Uber
Avail 1% cashback on all other Retail Spends including Paytm spends
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
Get 1% fuel surcharge waived off on fuel transactions between Rs. 400 andRs. 5,000.
Obtain up to 50 days of interest free credit
Enjoy No Cost & Low cost EMI options on your credit card
Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
Get 4% cashback on Ola, Zomato, and Swiggy
Get 1.5% cashback on all other spends
4 complimentary domestic airport lounge access per calendar year
Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
Get up to 15% off at 4000+ partnered restaurants in India
Easily convert transactions of Rs. 2,500 or more into EMI
Editor's Review
Pros
Welcome Benefits
Avail 2% accelerated cashback on using the Scan & Pay feature on Paytm App - Select Merchants only
Get 2% cashback on key accelerated categories - Swiggy and Uber
Cons
No golf benefits
No discount on partner restaurants through Dineout
No airport lounge access
Pros
Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
Get 1.5% cashback on all other spends
4 complimentary domestic airport lounge access per calendar year
Cons
No rewards benefits
No golf and movie benefits
No international lounge access
More comparisions with Paytm HDFC Bank Digital Credit Card