IndusInd Bank Pioneer Legacy Credit Card vs Metro Kotak Bank Credit Card

IndusInd Bank Pioneer Legacy Credit Card
IndusInd Bank Pioneer Legacy Credit Card
IndusInd Bank · Mastercard
4
₹45,000 / Joining Fees
Apply Now →
VS
Metro Kotak Bank Credit Card
Metro Kotak Bank Credit Card
Kotak Mahindra Bank · Rupay
3.65
₹0 / Joining Fees
Apply Now →
Fees
IndusInd Bank
Kotak Mahindra Bank
Joining Fees
₹45,000
₹0
Renewal Fees
₹0
₹0
Network
Mastercard
Rupay
Editor's Review
4
3.65
Free Lounge Access
Yes
No
Features
IndusInd Bank Pioneer Legacy Credit Card
  • Gain privileged access to golf courses and golf clubs in India
  • Book two tickets for the price of one through BookMyShow and Sathyam.
  • Benefit from discounted foreign currency mark-up till 30th September 2020!
  • Complimentary Priority Pass which provides complimentary access to international lounges in India and abroad.
  • Earn 6000 bonus reward points on spending Rs 6 lakh or above within one year from the date of card issue!
Metro Kotak Bank Credit Card
  • Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
  • Cashback Structure is as follows:

a. Monthly Minimum spend slabs

b. Rs. 10,001 to Rs. 30,000 Spends - 0.25% Cashback

c. Rs. 30,001 to Rs. 5 Lakh - 0.50 % Cashback

d. > Above Rs. 5 Lakh - 1% Cashback

  • Credit Free Period of 48 Days
  • Rupay Contactless provides a quick, safe, and secure way to pay. Just tap the Metro Kotak Bank Credit Card and pay for transactions up to Rs. 5000 without a PIN

 

Editor's Review
IndusInd Bank Pioneer Legacy Credit Card

Pros

  • Enjoy a waiver* of 1% on fuel surcharge at any fuel station in the country.
  • Air Accident Cover
  • Upgrade your travel experience with complimentary access to select MasterCard domestic and international airport lounges in India.
Metro Kotak Bank Credit Card

Pros

  • Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
  • Activation benefit of up to Rs. 500 cashback on the first swipe
  • For spends done between Rs. 10,001 to Rs. 30,000 get 0.25% Cashback and for spends Rs. 30,001 to Rs. 5 Lakh get 0.50 % Cashback

Cons

  • No International or Domestic Airport Lounge access
  • No golf or fuel benefits
  • No rewards or other travel related benefits

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