Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)
Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
Enjoy Revolving Credit at a nominal interest rate
Zero Lost card liability
Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase
1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee
With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
IndianOil HDFC Bank Credit Card is enabled for contactless payments
Earn Fuel Points on retail spends
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets
Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
2 Complimentary lounge access at select airport within India
Explore curated experiences with Extraordinary weekends
Explore curated experiences from across the world with Extraordinary weekends
Get 3 complimentary rounds of golf at someof India’smost picturesque destinations
Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
Purchase Protection Cover up to to Rs. 1 lakh
Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
Fuel Transaction Surcharge- 1% of transaction amount
Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
Editor's Review
Pros
Gain up to 50 Litres of Free fuel annually
Gain 5% of your spending as Fuel Points at IndianOil outlets
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments
Cons
No golf benefits are provided
No international and domestic airport lounge access
Pros
Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
2 Complimentary lounge access at select airport within India
Cons
High Annual Fee with no waiver option
High Annual Fee with no waiver option
You’re tied to Club Vistara Points
More comparisions with IndianOil HDFC Bank Credit Card