Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)
Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
Enjoy Revolving Credit at a nominal interest rate
Zero Lost card liability
Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase
1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee
With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
IndianOil HDFC Bank Credit Card is enabled for contactless payments
Earn Fuel Points on retail spends
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets
Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets
Dining Delights- Minimum 15% off on partner restaurants in India
On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
This Credit card is an EMV certified chip credit card, hence you can spend securely
Complimentary Airport Lounge access within India
Avail up to 20% cashback on bare fare domestic flight bookings
Avail Rs. 25 off when booking tickets with this Credit Card on IRCTC website. Max cashback is Rs. 25 per transaction and max annual benefits of Rs. 200 per cardholder
Avail hotel and holiday vouchers as described below:
Worth Rs. 10,000
Rs. 500 cashback on booking any Domestic return air ticket
Rs. 1,500 cashback on booking any International return air tickets
Hotels:
Rs. 1,000 cashback on booking any hotels across India, Nepal and Bhutan on minimum booking value of Rs. 7,000
Rs. 1,500 cashback on International hotel bookings of Rs. 7,000 and above
Holidays:
Rs. 2,500 cashback on Domestic holidays worth Rs. 20,000 and above
Rs. 3,000 on booking any International holidays on minimum booking value of Rs. 20,000 and above
Book bus tickets and get cashback: Rs. 100 on bus ticket bookings
Rent cars in India and get cashback: Flat Rs. 400 per car booking or car rentals
Fuel Transaction Surcharge Transaction: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions: On every Rs. 200 spent on the credit card, earn 4 points
Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways
Editor's Review
Pros
Gain up to 50 Litres of Free fuel annually
Gain 5% of your spending as Fuel Points at IndianOil outlets
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments
Cons
No golf benefits are provided
No international and domestic airport lounge access
Pros
Complimentary Airport Lounge access within India
Avail up to 20% cashback on bare fare domestic flight bookings
Avail Rs. 25 off when booking tickets with this Credit Card on
Cons
No Golf Privileges
More comparisions with IndianOil HDFC Bank Credit Card