Axis Bank Vistara Signature Credit Card vs ICICI Bank Platinum Chip Credit Card

• Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
• Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
• Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
• 2 Complimentary lounge access at select airport within India
• Explore curated experiences with Extraordinary weekends
• Explore curated experiences from across the world with Extraordinary weekends
• Get 3 complimentary rounds of golf at some  of India’s  most picturesque destinations
• Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
• Purchase Protection Cover up to to Rs. 1 lakh
• Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
• On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
• Fuel Transaction Surcharge- 1% of transaction amount
• Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways

• Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel. Redeem the points to avail attractive products on ICICI Bank Rewards platform
• Avail 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
• Redeeming ICICI Bank Rewards Points is easy and it allows you to indulge in the finer things life has to offer. From movie and travel vouchers to lifestyle products, ICICI Bank Reward Points offer a diverse range of options for redemption
• 1% fuel surcharge waiver on fuel transactions of maximum Rs. 4,000 at HPCL pumps
• Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas. Moreover, when traveling abroad, use the dedicated Global Emergency Assistance Service provided by Visa for reporting loss of card, emergency card replacement, emergency cash advance or for other enquiries that you may have
• Mastercard Offers: Mastercard Priceless Specials is an exclusive program specially created for Mastercard cardholders. This program has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

Pros

• Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
• Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
• 2 Complimentary lounge access at select airport within India 

Cons

• High Annual Fee with no waiver option
• High Annual Fee with no waiver option
• You’re tied to Club Vistara Points

Pros

• Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel, and 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
• 1% fuel surcharge waiver on fuel transactions
• Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas
• Mastercard Offers: Mastercard Priceless Specials is an exclusive program that has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

Cons

• No International Airport Lounge access
• No Golf benefits
• No travel miles benefits