Compare IDFC FIRST Millennia Credit Card vs YES Prosperity Cashback Credit Card

Get 10X Reward Points on incremental spends above Rs. 20,000 per month and spends done on the cardholder’s birthday
Get 3X Reward Points on applicable online and offline purchases for spends up to Rs. 20,000 per month
Use the Reward points to instantly pay for online or in-store purchases
Get 1X Reward Points on Insurance premium payments and Utility bill payments
Get 25% discount on movie tickets up to Rs. 100 on Paytm mobile app. This is valid once per month
Get 4 complimentary Railway lounge visits per quarter
Avail complimentary Roadside Assistance worth Rs. 1,399
Fuel surcharge waiver of 1% at all fuel stations in India, up to Rs. 200/month. This is applicable only on transactions between Rs. 200 & Rs. 5000
Enjoy 300+ Merchant offers all year long
Up to 20% discount at 1500+ restaurants
Up to 15% discount at 3000+ Health & Wellness outlets
Avail Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Convert all transactions above Rs. 2,500 into easy and convenient EMIs from the mobile app
Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from other bank credit cards with IDFC First Bank’s balance transfer privilege

5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
Avail great offers across travel, dining, shopping, wellness and more, in select cities
Instant EMI
Earn rewards points on your transactions that are converted into EMIs

Pros

Cons

Pros

Preferential Foreign Currency Markup of 3.40% only
1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons