IDFC Club Vistara Credit Card vs ICICI Bank Coral Contactless Card

Complimentary Club Vistara Silver Membership:
• Priority airport check in
• Increased Check-In Baggage allowance within and outside India
• Priority Waitlist Clearance & Complimentary In flight Wi-fi

Power Up Your Spends:
• Earn up to 6 CV Points on all spends including Utility bill payments, Insurance, Fuel, Rent & Wallet Load
A. 6 CV Points: Spends up to Rs. 1 lakh
B. 4 CV Points: Spends above Rs. 1 lakh
C. 10 CV Points: On dining spends on cardholder’s birthday
D. 1 CV Point: On every Fuel, Insurance, Utility, Rent & Wallet Load spend

Bonus CV Points:
• Get up to 6000 bonus CV Points on crossing monthly spend milestones in the first 3 months
A. Earn up to 6000 CV points by spending minimum Rs.30,000/- every month for 3 applicable billing cycles

Spend Milestone Benefits:
• Unlock up to 5 Premium Economy Ticket Vouchers every anniversary year

Airport Lounge Access:
• Enjoy 8 complimentary visits to domestic airport lounges and spas along with 4 complimentary visits to international airport lounges yearly
A.  2 complimentary visits to domestic airport lounges and spas per quarter
B. 1 complimentary visit to international airport lounge per quarter

* Competitive forex mark-up of just 2.99% on international transactions

* Fuel Surcharge of 1%

• Avail free movie tickets, discounts on dining and more by simply tapping your ICICI Bank Coral Contactless Credit Card
• Buy 1 ticket and get the other ticket free any day of the week, on www.bookmyshow.com
• Get up to 2 free tickets per month valued at up to Rs. 250 per ticket
• Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme
• ICICI Bank Coral Contactless Credit Card is designed with a unique in-built MasterCard contactless payment technology. You just have to tap the card to make quick and secure payments at retail outlets
• ICICI Bank Credit Card entitles the cardholders to earn PAYBACK Points on transactions
• PAYBACK, India’s largest Reward Programme, offers exciting rewards as described below:

1. Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel). Get 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
2. Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending Rs. 2,00,000 on your card and 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10000 PAYBACK Points per year

The reward points you earn get accumulated with PAYBACK every month and can be redeemed for cash or gifts of your choice.  

• One complimentary airport lounge visit and one complimentary railway lounge visit per quarter. Please note that with effect from September 25, 2017 cardholders will be eligible for one complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter and lounge access will be applicable only for primary cardholders. List of lounges might be changed by Mastercard at its sole discretion and without any notice to ICICI Bank or its cardmembers. Unrestricted chargeable access for yourself and your accompanying guests
• Waiver of 1% on fuel surcharge on every refuels - The offer is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps. Avail this offer by swiping the card on ICICI Merchant Services swipe machines only
• Annual Fee from second year onwards will be waived off if you spend more than Rs. 1,50, 000 in the previous year 

Pros

* Enjoy 12 complimentary golf lessons and 4 complimentary rounds of golf every year, and  50% Off on the green fee beyond complimentary sessions
* Get trip cancellation cover up to Rs. 10,000 on flight and hotel booking (2 claims annually)
* Air Accident Cover of Rs. 1 crore, Personal Accident Cover of Rs 10,00,000 and Lost Card Liability Cover of Rs. 50,000, and Additional Coverage for loss of checked-in baggage, delay of checked-in baggage, loss of passport & other documents, and flight delay of USD 1200

Cons
* For some individuals, the membership fees might seem high
* The reward redemption charge is Rs. 99

Pros

• Built-in MasterCard contactless technology to make quick and secure payments at retail outlets
• Complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com
• Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme

Cons

• No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here