ICICI Bank Coral Contactless Card vs HDFC Millennia Credit Card

Joining Fees

₹500

₹1,000

Editor's Rating

3.6

4

Key Features

  • Avail free movie tickets, discounts on dining and more by simply tapping your ICICI Bank Coral Contactless Credit Card
  • Buy 1 ticket and get the other ticket free any day of the week, on www.bookmyshow.com
  • Get up to 2 free tickets per month valued at up to Rs. 250 per ticket
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme
  • ICICI Bank Coral Contactless Credit Card is designed with a unique in-built MasterCard contactless payment technology. You just have to tap the card to make quick and secure payments at retail outlets
  • ICICI Bank Credit Card entitles the cardholders to earn PAYBACK Points on transactions
  • PAYBACK, India’s largest Reward Programme, offers exciting rewards as described below:
  1. Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel). Get 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
  2. Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending Rs. 2,00,000 on your card and 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10000 PAYBACK Points per year

The reward points you earn get accumulated with PAYBACK every month and can be redeemed for cash or gifts of your choice.  

  • One complimentary airport lounge visit and one complimentary railway lounge visit per quarter. Please note that with effect from September 25, 2017 cardholders will be eligible for one complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter and lounge access will be applicable only for primary cardholders. List of lounges might be changed by Mastercard at its sole discretion and without any notice to ICICI Bank or its cardmembers. Unrestricted chargeable access for yourself and your accompanying guests
  • Waiver of 1% on fuel surcharge on every refuels - The offer is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps. Avail this offer by swiping the card on ICICI Merchant Services swipe machines only
  • Annual Fee from second year onwards will be waived off if you spend more than Rs. 1,50, 000 in the previous year 
  • Renewal Offer: Spend Rs. 1 lakh or more in the previous 12 months to waive the renewal membership fee for the next year
  • Avail 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
  • Avail 1% cashback on all other spends
  • Get Rs. 1000 worth of gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter
  • Up to 20% discount on partnered restaurants via Swiggy Dineout
  • Zero lost card liability
  • Up to 50 days of interest-free period from the date of purchase
  • Revolving Credit is available at a nominal interest rate 
  • Enjoy amazing dining benefits with the Good Food Trail program
  • Save up to 20% on your restaurant bill payments at more than 20,000 restaurants with Swiggy Dineout. This offer includes both restaurant and Swiggy discounts and is only available for payments made through the Swiggy App
  • Lounge access has been added to the quarterly spend milestone program, effective from December 1, 2023. Once a user achieves a quarterly spend milestone, they can choose to receive either a Dreamfolks airport lounge access voucher or a Rs. 1000 voucher from a list of available brands
  • 1% fuel surcharge waiver at all fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 5000 
  • Convert big spends into EMI after purchase
  • This card is equipped with contactless payment technology for added convenience and speed

Editor's Review

Pros

  • Built-in MasterCard contactless technology to make quick and secure payments at retail outlets
  • Complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme

Cons

  • No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here

Pros

  • Get 7% Reward points on every Shoppers Stop spends
  • Get 2% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500

Cons

  • No golf/coaching sessions
  • No proper lounge access benefits


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