Iconia Amex Credit Card vs BOB Financial Prime

Joining Fees

₹3,500

₹0

Editor's Rating

3.9

3.4

Key Features

  • Book movie tickets with Bookmyshow and Sathyam
  • Indulge in golf sessions at the most stunning and luxurious golf clubs across India
  • Enjoy access to 600+ lounges across the globe with a complimentary Priority Pass and also avail of numerous other travel offers.
  • Travel Insurance Cover
  • Air accident cover

 

  • Get PRIME against fixed deposit of  Rs. 15,000 or more without any income proof
  • PRIME is lifetime free, which means Zero First Year and Annual Fees
  • 1% fuel surcharge waived for all fuel transactions between  Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
  • Convert purchases  of more than Rs 2,500 on your card into easy EMIs of 6/12 months
  • Free Personal Accidental Death Cover ensures the financial protection of your family

Editor's Review

Pros

  • American Express Lounge Access
  • Enjoy a waiver* of 1% on fuel surcharge at any fuel station across India.
  • ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on credit card and is also available on add-on cards.

Cons

  • One-time joining fee: Rs. 10,000

Pros

  • 1% cashback
  • No fee
  • Minimum deposit of Rs. 15,000 

Cons

  • No perks or promotions
  • No Golf/coaching sessions
  • No complimentary Airport Lounge visits


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