ICICI Bank Platinum Chip Credit Card vs Axis Bank Insta Easy Credit Card

Joining Fees

₹0

₹500

Editor's Rating

3.07

3.8

Key Features

  • Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel. Redeem the points to avail attractive products on ICICI Bank Rewards platform
  • Avail 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
  • Redeeming ICICI Bank Rewards Points is easy and it allows you to indulge in the finer things life has to offer. From movie and travel vouchers to lifestyle products, ICICI Bank Reward Points offer a diverse range of options for redemption
  • 1% fuel surcharge waiver on fuel transactions of maximum Rs. 4,000 at HPCL pumps
  • Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas. Moreover, when traveling abroad, use the dedicated Global Emergency Assistance Service provided by Visa for reporting loss of card, emergency card replacement, emergency cash advance or for other enquiries that you may have
  • Mastercard Offers: Mastercard Priceless Specials is an exclusive program specially created for Mastercard cardholders. This program has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders
  • Host of benefits such as 100% cash withdrawal
  • EDGE REWARDS Points- 6/12 points with every Rs. 200 spent on Domestic/International spends
  • Fuel Surcharge Waiver 
  • Free credit period up to 50 days

Editor's Review

Pros

  • Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel, and 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
  • 1% fuel surcharge waiver on fuel transactions
  • Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas
  • Mastercard Offers: Mastercard Priceless Specials is an exclusive program that has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

Cons

  • No International Airport Lounge access
  • No Golf benefits
  • No travel miles benefits

Pros

  • Convert  purchases  to EMI
  • Avail Visa International Global Card Assistance Services
  • Get a guaranteed approval 

Cons            

  • No Golf/coaching sessions
  • No Airport Lounge Visits


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