ICICI Bank MakeMyTrip Signature Credit Card vs Standard Chartered Ultimate Card

Joining Fees

₹2,500

₹5,000

Editor's Rating

3.5

4.6

Key Features

  • Save up to Rs 1,600 on domestic flight bookings & get up to 12% instant discount on international flight & hotel bookings with MakeMyTrip ICICI Bank Credit Card on MakeMyTrip
  • Get exclusive MMT Cabs benefit and a complimentary Airtel international roaming pack
  • Enjoy complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
  • Spend Rs 5 lakh and earn Rs 4,000 My Cash each anniversary year. Spend Rs 2.5 lakh and earn Rs 1,100 My Cash each anniversary year
  • Complimentary DragonPass
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Get up to Rs. 10,000 cashback on MakeMyTrip
  • Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
  • 5% cashback on duty-free spends  
  • Up to 25% discount at the top 750 restaurants in India
  • Access 20 premier golf courses in India and 150 worldwide
  • Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options

Editor's Review

Pros

  • Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
  • Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
  • 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps

Cons

  • The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card 
  • No Golf/coaching sessions

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Pros

  • 2% foreign currency markup* fee on overseas spends
  • Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay

Cons

  • High Annual Fee of Rs. 5,000
  • No fee waiver
  • No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)


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