ICICI Bank HPCL Platinum Credit Card vs IndianOil Citi Platinum Credit Card

Joining Fees

₹199

₹1,000

Editor's Rating

3.9

4

Key Features

  • Reduce fuel bills with 2.5% Cashback
  • 1% fuel surcharge wavier- 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps
  • Get 2 PAYBACK Points on every Rs. 100 spent on retail purchases except on fuel
  • Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on the Card and the bank will reverse the Annual Fee (Rs. 199) for that year
  • Avail Rs. 100 off on movie tickets any day of the week, through www.bookmyshow.com
  • 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
  • 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
  • Get Deals and Discounts locally and in over 90 countries
  • Instant loans to get things done right away
  • Save up to 20% on dining bills at participating restaurants

Editor's Review

Pros

  • Up to Rs. 100 Cashback on fuel purchases at HPCL pumps
  • ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions
  • Get Rs. 100 off on movie tickets and minimum 15% savings on dining

Cons

  • The ICICI Bank HPCL Platinum Credit Card does not provide statement credit
  • No Golf Privileges
  • No complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here

Pros

  • Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
  • Get 250 Turbo Points on your first spend within 30 days of card issuance
  • Redeem points instantly via SMS against purchases at leading brands

Cons

  • No complimentary Airport Lounge access
  • Fuel points are applicable only for Indian Oil fuel stations
  • No cash-back options


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