ICICI Bank HPCL Platinum Credit Card vs IDFC Club Vistara Credit Card

• Reduce fuel bills with 2.5% Cashback
• 1% fuel surcharge wavier- 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps
• Get 2 PAYBACK Points on every Rs. 100 spent on retail purchases except on fuel
• Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on the Card and the bank will reverse the Annual Fee (Rs. 199) for that year
• Avail Rs. 100 off on movie tickets any day of the week, through www.bookmyshow.com

Complimentary Club Vistara Silver Membership:
• Priority airport check in
• Increased Check-In Baggage allowance within and outside India
• Priority Waitlist Clearance & Complimentary In flight Wi-fi

Power Up Your Spends:
• Earn up to 6 CV Points on all spends including Utility bill payments, Insurance, Fuel, Rent & Wallet Load
A. 6 CV Points: Spends up to Rs. 1 lakh
B. 4 CV Points: Spends above Rs. 1 lakh
C. 10 CV Points: On dining spends on cardholder’s birthday
D. 1 CV Point: On every Fuel, Insurance, Utility, Rent & Wallet Load spend

Bonus CV Points:
• Get up to 6000 bonus CV Points on crossing monthly spend milestones in the first 3 months
A. Earn up to 6000 CV points by spending minimum Rs.30,000/- every month for 3 applicable billing cycles

Spend Milestone Benefits:
• Unlock up to 5 Premium Economy Ticket Vouchers every anniversary year

Airport Lounge Access:
• Enjoy 8 complimentary visits to domestic airport lounges and spas along with 4 complimentary visits to international airport lounges yearly
A.  2 complimentary visits to domestic airport lounges and spas per quarter
B. 1 complimentary visit to international airport lounge per quarter

* Competitive forex mark-up of just 2.99% on international transactions

* Fuel Surcharge of 1%

Pros

• Up to Rs. 100 Cashback on fuel purchases at HPCL pumps
• ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions
• Get Rs. 100 off on movie tickets and minimum 15% savings on dining

Cons

• The ICICI Bank HPCL Platinum Credit Card does not provide statement credit
• No Golf Privileges
• No complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here

Pros

* Enjoy 12 complimentary golf lessons and 4 complimentary rounds of golf every year, and  50% Off on the green fee beyond complimentary sessions
* Get trip cancellation cover up to Rs. 10,000 on flight and hotel booking (2 claims annually)
* Air Accident Cover of Rs. 1 crore, Personal Accident Cover of Rs 10,00,000 and Lost Card Liability Cover of Rs. 50,000, and Additional Coverage for loss of checked-in baggage, delay of checked-in baggage, loss of passport & other documents, and flight delay of USD 1200

Cons
* For some individuals, the membership fees might seem high
* The reward redemption charge is Rs. 99