ICICI Bank HPCL Platinum Credit Card vs Flipkart Axis Bank Credit Card

Joining Fees

₹199

₹500

Editor's Rating

3.9

3.7

Key Features

  • Reduce fuel bills with 2.5% Cashback
  • 1% fuel surcharge wavier- 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps
  • Get 2 PAYBACK Points on every Rs. 100 spent on retail purchases except on fuel
  • Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on the Card and the bank will reverse the Annual Fee (Rs. 199) for that year
  • Avail Rs. 100 off on movie tickets any day of the week, through www.bookmyshow.com
  • Welcome Benefits: Rs. 600 worth of joining and activation benefits
  • Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card              b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

  • Get unlimited 5% cashback on Flipkart spends
  • Get unlimited 4%  Cashback on Preferred Merchants
  • Get unlimited 1.5%  Cashback on other eligible categories
  • 4 complimentary lounge visits to select airport lounges within India per Calendar year
  • 1% fuel surcharge waiver on all fuel transactions in India
  • On any transaction over Rs. 2,500, convert the purchases into EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India 
  • Annual fee will be waived off on annual spends greater than Rs. 3,50,000     

Editor's Review

Pros

  • Up to Rs. 100 Cashback on fuel purchases at HPCL pumps
  • ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions
  • Get Rs. 100 off on movie tickets and minimum 15% savings on dining

Cons

  • The ICICI Bank HPCL Platinum Credit Card does not provide statement credit
  • No Golf Privileges
  • No complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here

Pros

  • Unlimited Cashback
  • Complimentary Airport Lounge Access
  • Card replacement fee (lost or stolen or re-issue): Waived

Cons

  • Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
  • 3.5% foreign currency conversion fees
  • No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards


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