ICICI Bank HPCL Platinum Credit Card vs BOB Financial Easy
Joining Fees
₹199
₹500
Editor's Rating
3.9
4.6
Key Features
- Reduce fuel bills with 2.5% Cashback
- 1% fuel surcharge wavier- 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps
- Get 2 PAYBACK Points on every Rs. 100 spent on retail purchases except on fuel
- Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on the Card and the bank will reverse the Annual Fee (Rs. 199) for that year
- Avail Rs. 100 off on movie tickets any day of the week, through www.bookmyshow.com
- Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
- Avail 1 reward point for every Rs. 100 spent on other categories
- Avail 0.5% of the card bill payment as cash-back in the next statement
- Spend Rs. 6,000 within 60 days and Rs. 35,000 in a year for reversal/waiver of annual fees
- 1% fuel surcharge waived for fuel transactions between Rs. 400 - Rs. 5,000 (Max. waiver of Rs. 250 per month)
- Redeem the earned reward points as cash-back and other exciting options
- Convert purchases of more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
- Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
- Avail 50 days of interest free credit from the date of any purchase
- Pay Minimum Amount Due and finance your spends as per your convenience
Editor's Review
Pros
- Up to Rs. 100 Cashback on fuel purchases at HPCL pumps
- ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions
- Get Rs. 100 off on movie tickets and minimum 15% savings on dining
Cons
- The ICICI Bank HPCL Platinum Credit Card does not provide statement credit
- No Golf Privileges
- No complimentary Airport Lounge access
To apply for ICICI Bank Credit Cards please click here
Pros
- Easy EMI Option
- First year Fee: Spend 6,000 on the card within 60 days for fee reversal
- Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver
Cons
- No golf privileges
- No airport lounge access
