BOB Financial Easy vs Kotak Corporate Wealth Signature Credit Card

Joining Fees

₹500

₹0

Editor's Rating

4.6

4

Key Features

  • Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
  • Avail 1 reward point for every Rs. 100 spent on other categories
  • Avail 0.5% of the card bill payment as cash-back in the next statement
  • Spend  Rs. 6,000 within 60 days and  Rs. 35,000 in a year for reversal/waiver of annual fees
  • 1% fuel surcharge waived for fuel transactions between  Rs. 400 -  Rs. 5,000 (Max. waiver of Rs. 250 per month)
  • Redeem the earned reward points as cash-back and other exciting options
  • Convert purchases of more than  Rs. 2,500 on the card into easy EMIs of 6/12 months
  • 3 lifetime free add-on cards
  • Free Personal Accidental Death Cover
  • Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
  • Avail 50 days of interest free credit from the date of any purchase
  • Pay Minimum Amount Due and finance your spends as per your convenience
  • Get higher cash-backs while using the card
  • Hassle-free spendings
  • Fuel/Railway Surcharge Waiver
  • Redeem points without any hassle 

Editor's Review

Pros

  • Easy EMI Option
  • First year Fee: Spend 6,000 on the card within 60 days for fee reversal
  • Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver

    Cons
  • No golf privileges
  • No airport lounge access

Pros

  • Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
  • Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
  • Exclusive access to Domestic Airport Lounges twice in every quarter

Cons

  • No Golf Privileges 
  • No Concierge Services 


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