ICICI Bank HPCL Coral American Express Credit Card vs HDFC Bharat Credit Card

Joining Fees

₹199

₹500

Editor's Rating

4

3.3

Key Features

  • Earn 3X or 6 PAYBACK Points from ICICI Bank Rewards Points per Rs. 100 spent on fuel at HPCL pumps
  • Get 2.5% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL pumps
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Avail 25% discount, maximum up to Rs 100 on purchase of minimum two tickets per transaction through Bookmyshow
  • Get 5% monthly cashback by booking tickets through IRCTC
  • On Fuel expenses, enjoy savings with 5% monthly cashback
  • Get 1% surcharge waiver and save up to Rs. 250 in every billing cycle (Min transaction of Rs. 400)
  • On Groceries spends, enjoy savings with 5% monthly cashback
  • Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge
  • Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
  • Avail up to 50 interest-free days from date of purchase
  • Get Revolving Credit at Nominal interest rate
  • Save annually up to Rs 3,600 by simply using the HDFC Bank Bharat credit card

Editor's Review

Pros

  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Enjoy accelerated 3X rewards, i.e on every Rs. 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends

Cons:

  • No Complimentary Lounge access
  • No complimentary Golf classes/sessions

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Pros

  • Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
  • Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
  • Avail up to 50 interest-free days from date of purchase

Cons

  • No Lounge Access
  • No Golf benefits


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