ICICI Bank HPCL Coral American Express Credit Card vs Airtel Axis Credit Card

Joining Fees

₹199

₹500

Editor's Rating

4

4.6

Key Features

  • Earn 3X or 6 PAYBACK Points from ICICI Bank Rewards Points per Rs. 100 spent on fuel at HPCL pumps. Redeem 2,000 PAYBACK Points from ICICI Bank Rewards for fuel worth Rs. 500
  • Get 2.5% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL pumps. (Please Note: With effect from May 20, 2017, 2.5% cashback on fuel purchases at HPCL fuel pumps will be applicable on minimum transaction value of ₹500.) Moreover, when using ICICI Bank HPCL Coral American Express Credit Card, 1% fuel surcharge won't be levied on fuel transactions up to Rs.4,000 at HPCL pumps
  • Enjoy Rs. 100 discount on up to 2 movie tickets per month at www.bookmyshow.com
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme. For details, visit icicibank.com/culinarytreats Important Information as seen on the website

(Please Note: Complimentary access to domestic airport lounges offered on ICICI Bank HPCL Coral American Express Credit Card will be discontinued effective 15th April 2020.)

  • Rewards powered by PAYBACK: PAYBACK is India's largest multi-brand loyalty programme and this card entitles the cardholders to earn PAYBACK Points on all retail transactions as elaborated below:
  1. Enjoy accelerated 3X rewards, i.e on every Rs. 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends
  2. Now you can redeem PAYBACK Points at HPCL pumps itself! Every 2,000 PAYBACK Points earn you fuel worth Rs. 500
  • Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on this Card, the bank will reverse Annual Fee (Rs. 199) for that year
  • Exclusive benefits from American Express: 
  1. American Express Connect offers a wide range of special offers across categories such as Travel, Lodging, Dining, Retail and Online Shopping
  2. American Express ezeClick is faster, smarter and secure online payment solution. While shopping online, you just have to enter a single User ID instead of inserting Card details
  • Get Rs. 100 off on movie tickets through www.bookmyshow.com. avail this discount twice each month. However, with effect from May 15, 2020, the BookMyShow benefits will be revised as follows: Avail of 25% discount, maximum up to Rs 100 on purchase of minimum two tickets per transaction
  • The finest dining experiences now come with equally impressive savings. Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Get annual fee waived off on annual spends greater than Rs. 2,00,000
  • As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket 
  • Get 1% Cashback on all other spends
  • 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
  • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Enjoy up to 15% off at partnered restaurants via EazyDiner
  • Convert transactions of Rs. 2500 or more into easy EMI
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

Editor's Review

Pros

  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Enjoy accelerated 3X rewards, i.e on every Rs. 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends

Cons:

  • No Complimentary Lounge access
  • No complimentary Golf classes/sessions

To apply for ICICI Bank Credit Cards please click here

Pros

  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket

Cons

  • No golf benefits
  • No international airport lounge access / movie benefits


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