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ICICI Bank Coral Contactless Card vs ICICI Bank HPCL Coral American Express Credit Card

ICICI Bank Coral Contactless Card
ICICI Bank Coral Contactless Card
ICICI Bank · Mastercard
3.6
₹500 / Joining Fees
Apply Now →
VS
ICICI Bank HPCL Coral American Express Credit Card
ICICI Bank HPCL Coral American Express Credit Card
ICICI Bank · Mastercard
4
₹199 / Joining Fees
Apply Now →
Fees
ICICI Bank
ICICI Bank
Joining Fees
₹500
₹199
Renewal Fees
₹500
₹199
Network
Mastercard
Mastercard
Editor's Review
3.6
4
Free Lounge Access
Yes
Yes
Features
ICICI Bank Coral Contactless Card
  • Avail free movie tickets, discounts on dining and more by simply tapping your ICICI Bank Coral Contactless Credit Card
  • Buy 1 ticket and get the other ticket free any day of the week, on www.bookmyshow.com
  • Get up to 2 free tickets per month valued at up to Rs. 250 per ticket
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme
  • ICICI Bank Coral Contactless Credit Card is designed with a unique in-built MasterCard contactless payment technology. You just have to tap the card to make quick and secure payments at retail outlets
  • ICICI Bank Credit Card entitles the cardholders to earn PAYBACK Points on transactions
  • PAYBACK, India’s largest Reward Programme, offers exciting rewards as described below:
  1. Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel). Get 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
  2. Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending Rs. 2,00,000 on your card and 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10000 PAYBACK Points per year

The reward points you earn get accumulated with PAYBACK every month and can be redeemed for cash or gifts of your choice.  

  • One complimentary airport lounge visit and one complimentary railway lounge visit per quarter. Please note that with effect from September 25, 2017 cardholders will be eligible for one complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter and lounge access will be applicable only for primary cardholders. List of lounges might be changed by Mastercard at its sole discretion and without any notice to ICICI Bank or its cardmembers. Unrestricted chargeable access for yourself and your accompanying guests
  • Waiver of 1% on fuel surcharge on every refuels - The offer is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps. Avail this offer by swiping the card on ICICI Merchant Services swipe machines only
  • Annual Fee from second year onwards will be waived off if you spend more than Rs. 1,50, 000 in the previous year 
ICICI Bank HPCL Coral American Express Credit Card
  • Earn 3X or 6 PAYBACK Points from ICICI Bank Rewards Points per Rs. 100 spent on fuel at HPCL pumps. Redeem 2,000 PAYBACK Points from ICICI Bank Rewards for fuel worth Rs. 500
  • Get 2.5% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL pumps. (Please Note: With effect from May 20, 2017, 2.5% cashback on fuel purchases at HPCL fuel pumps will be applicable on minimum transaction value of ₹500.) Moreover, when using ICICI Bank HPCL Coral American Express Credit Card, 1% fuel surcharge won't be levied on fuel transactions up to Rs.4,000 at HPCL pumps
  • Enjoy Rs. 100 discount on up to 2 movie tickets per month at www.bookmyshow.com
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme. For details, visit icicibank.com/culinarytreats Important Information as seen on the website

(Please Note: Complimentary access to domestic airport lounges offered on ICICI Bank HPCL Coral American Express Credit Card will be discontinued effective 15th April 2020.)

  • Rewards powered by PAYBACK: PAYBACK is India's largest multi-brand loyalty programme and this card entitles the cardholders to earn PAYBACK Points on all retail transactions as elaborated below:
  1. Enjoy accelerated 3X rewards, i.e on every Rs. 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends
  2. Now you can redeem PAYBACK Points at HPCL pumps itself! Every 2,000 PAYBACK Points earn you fuel worth Rs. 500
  • Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on this Card, the bank will reverse Annual Fee (Rs. 199) for that year
  • Exclusive benefits from American Express: 
  1. American Express Connect offers a wide range of special offers across categories such as Travel, Lodging, Dining, Retail and Online Shopping
  2. American Express ezeClick is faster, smarter and secure online payment solution. While shopping online, you just have to enter a single User ID instead of inserting Card details
  • Get Rs. 100 off on movie tickets through www.bookmyshow.com. avail this discount twice each month. However, with effect from May 15, 2020, the BookMyShow benefits will be revised as follows: Avail of 25% discount, maximum up to Rs 100 on purchase of minimum two tickets per transaction
  • The finest dining experiences now come with equally impressive savings. Exclusive dining offers through ICICI Bank Culinary Treats Programme
Editor's Review
ICICI Bank Coral Contactless Card

Pros

  • Built-in MasterCard contactless technology to make quick and secure payments at retail outlets
  • Complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme

Cons

  • No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here

ICICI Bank HPCL Coral American Express Credit Card

Pros

  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Enjoy accelerated 3X rewards, i.e on every Rs. 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends

Cons:

  • No Complimentary Lounge access
  • No complimentary Golf classes/sessions

To apply for ICICI Bank Credit Cards please click here

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