HSBC Visa Platinum Credit Card vs Kotak Silk Inspire Credit Card
Joining Fees
₹0
₹599
Editor's Rating
4.3
3.6
Key Features
- Avail Amazon Voucher worth Rs 500 on a single transaction of greater than or equal to Rs. 500. The first transaction should be done within 30 days of the card being issued
- 5X Rewards on subsequent purchases made after spending over Rs. 400,000 in an anniversary year up to a maximum Rs. 15,000 accelerated reward points
- Fuel surcharge waiver at all fuel pump in India for transactions between Rs. 400 and Rs. 4,000 (maximum Rs. 250 per calendar month)
- Insurance benefits
- Avail 5x Reward Points on every Rs. 100 spent on Apparels
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
- Avail 1 reward for every Rs. 200 spent on other categories without any restrictions
Editor's Review
Pros
- Introductory benefits of up to Rs. 4,250
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
- Zero-liability for lost cards
Cons
- No Golf/coaching sessions
- No Airport Lounge Access
Pros
- 5% savings on apparels
- Get 1 Reward Point for every Rs.200 spent on other categories
- Silk Inspired Shield
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
