HSBC Visa Platinum Credit Card vs Kotak Corporate Platinum Credit Card

Joining Fees

₹0

₹999

Editor's Rating

4.3

4

Key Features

  • Nil joining and annual fees
  • New customers will receive the following welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
  • Air miles conversion on InterMiles, British Airways and Singapore Airlines
  • 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
  • Up to Rs. 3,000 annual savings on fuel surcharge
  • Zero-liability for lost cards
  • Emergency card replacement: If the HSBC Visa Platinum Credit Card gets lost, immediately call Visa Global Assistance Services or HSBC Helpline numbers and have the card cancelled and an emergency card will be issued anywhere in the world in 3 days. The user can also opt to receive emergency cash at over 22,000 outlets globally
  • Insurance benefits
  • Other benefits include some regular card benefits such as cash advance, additional credit cards, global access, online convenience, 24x7 customer access through Phone Banking
  • Enjoy BookMyShow Saturday offer: Buy-one-get-one-free movie tickets on Saturdays- Up to Rs. 250
  • On Tata CLiQ  get 15% instant discount on selected products in Lifestyle, Electronics and Luxury Categories
  • When completing the credit card application online, you can win an Amazon e-gift voucher worth Rs. 250
  • The “Airport Lounge Services” Program is applicable to those who meet all requirements
  • Convenient and Easy Redemption Process
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver
  • Ease of Payment for Employees 

Editor's Review

Pros

  • New customers will receive welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
  • Air miles conversion on InterMiles, British Airways and Singapore Airlines
  • 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year

Cons

  • No golf/coaching sessions
  • “Airport Lounge Services” Program is applicable to those who meet all requirements

Pros

  • With the Corporate Platinum Credit Card earn higher reward points
  • Empowerment of the Company
  • Hassle-Free Travel Spends

Cons

  • No Golf Privileges 
  • No Concierge Services 


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