HSBC Visa Platinum Credit Card vs RBL Bank World Prime SuperCard

• Nil joining and annual fees
• New customers will receive the following welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
• Air miles conversion on InterMiles, British Airways and Singapore Airlines
• 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
• Up to Rs. 3,000 annual savings on fuel surcharge
• Zero-liability for lost cards
• Emergency card replacement: If the HSBC Visa Platinum Credit Card gets lost, immediately call Visa Global Assistance Services or HSBC Helpline numbers and have the card cancelled and an emergency card will be issued anywhere in the world in 3 days. The user can also opt to receive emergency cash at over 22,000 outlets globally
• Insurance benefits
• Other benefits include some regular card benefits such as cash advance, additional credit cards, global access, online convenience, 24x7 customer access through Phone Banking
• Enjoy BookMyShow Saturday offer: Buy-one-get-one-free movie tickets on Saturdays- Up to Rs. 250
• On Tata CLiQ  get 15% instant discount on selected products in Lifestyle, Electronics and Luxury Categories
• When completing the credit card application online, you can win an Amazon e-gift voucher worth Rs. 250
• The “Airport Lounge Services” Program is applicable to those who meet all requirements

* Avail fuel surcharge waiver up to Rs. 150 per month
* Avail 2 Reward Points per Rs. 100 that you spend
* Earn 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay) and Wallet Load. The maximum cap is 1,000 Reward Points
* In a year, spend Rs. 1,50,000 and get 10,000 Reward Points
* In a year, get additional 10,000 Reward Points by crossing the spend level of Rs. 3,50,000
Redeem the points at www.rblrewards.com/SuperCard for an exciting range of gift vouchers/hotel stays/air tickets etc.
* 24 x 7 Concierge Help Desk
* Avail 8 free access in a year, at domestic airport lounges in India. In a quarter, the maximum limit of 2 complimentary airport lounge access
* Enjoy the BookMyShow Offer: Get 1+1 Movie ticket, twice a month on any day of the week
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank World Prime SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer

Pros

• New customers will receive welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
• Air miles conversion on InterMiles, British Airways and Singapore Airlines
• 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year

Cons

• No golf/coaching sessions
• “Airport Lounge Services” Program is applicable to those who meet all requirements

Pros
* Rewards on all spends
* Bonus & Annual Rewards worth Rs. 30,000+
* Complimentary lounge & Concierge service

Cons
* No golf complimentary benefits
* No airmiles