HSBC Visa Platinum Credit Card vs SimplySave SBI Card

Joining Fees

₹0

₹499

Editor's Rating

4.3

3.8

Key Features

  • Avail Amazon Voucher worth Rs 500 on a single transaction of greater than or equal to Rs. 500. The first transaction should be done within 30 days of the card being issued
  • 5X Rewards on subsequent purchases made after spending over Rs. 400,000 in an anniversary year up to a maximum Rs. 15,000 accelerated reward points
  • Fuel surcharge waiver at all fuel pump in India for transactions between Rs. 400 and Rs. 4,000 (maximum Rs. 250 per calendar month)
  • Insurance benefits
  • Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
  • Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends.
  • On all other spends, earn 1 Reward Point per Rs 150 spent
  • Get freedom from paying the 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
  • Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card

Editor's Review

Pros

  • Introductory benefits of up to Rs. 4,250
  • Air miles conversion on InterMiles, British Airways and Singapore Airlines
  • Zero-liability for lost cards

Cons

  • No Golf/coaching sessions
  • No Airport Lounge Access 

Pros

  • 1% fuel surcharge at any petrol pump
  • Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • Get annual membership fee reversal from second year of your subscription

Cons

  • No Golf/coaching sessions
  • Fee waiver on minimum spend of Rs. 1,00,000
  • No complimentary Airport Lounge Access


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