HSBC Visa Platinum Credit Card vs HDFC Platinum Times Credit Card
Joining Fees
₹0
₹1,000
Editor's Rating
4.3
3.4
Key Features
- Avail Amazon Voucher worth Rs 500 on a single transaction of greater than or equal to Rs. 500. The first transaction should be done within 30 days of the card being issued
- 5X Rewards on subsequent purchases made after spending over Rs. 400,000 in an anniversary year up to a maximum Rs. 15,000 accelerated reward points
- Fuel surcharge waiver at all fuel pump in India for transactions between Rs. 400 and Rs. 4,000 (maximum Rs. 250 per calendar month)
- Insurance benefits
- HDFC Bank Times Platinum Credit Card is enabled for contactless payments
- Fuel Surcharge Waiver
- Zero liability on the lost card
- Get up to 50 days interest-free from the date of purchase (subject to the submission of the charge by the Merchant)
- The Reward points are valid for 2 years from the date of accumulation
- You can register the Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. With this service you’re ensured that all the utility bills are paid on time, conveniently and easily
Editor's Review
Pros
- Introductory benefits of up to Rs. 4,250
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
- Zero-liability for lost cards
Cons
- No Golf/coaching sessions
- No Airport Lounge Access
Pros
- 25% off on movies and up to 20% off on dining participating restaurants
- Live GPS location-based offers 365 days on Times Card WebApp
- 3 Reward Points for every Rs. 150 spent; 10 Reward Points for Rs. 150 spent on weekday dining
Cons
- No complimentary Airport Lounge access
- No Golf Privileges
