Compare HDFC Platinum Times Credit Card vs Kotak Privy League Signature Credit Card

HDFC Bank Times Platinum Credit Card is enabled for contactless payments
Fuel Surcharge Waiver
Zero liability on the lost card
Get up to 50 days interest-free from the date of purchase (subject to the submission of the charge by the Merchant)
The Reward points are valid for 2 years from the date of accumulation
You can register the Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. With this service you’re ensured that all the utility bills are paid on time, conveniently and easily

Rewards program (Paid Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, grocery, consumer durable, multi-brand online and, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, duty-free, international spends and travel agencies
Rewards program (Free Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, jewellery, consumer durable, restaurants, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, restaurants, international spends and travel agencies
Once the individual accumulates reward points, it can redeem them from a range of redemption options like air tickets, 10 000 merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card points into easy points
Convert any purchase above Rs.2500 to easy EMIs

Pros

25% off on movies and up to 20% off on dining participating restaurants
Live GPS location-based offers 365 days on Times Card WebApp
3 Reward Points for every Rs. 150 spent; 10 Reward Points for Rs. 150 spent on weekday dining

Cons