Compare HSBC Visa Platinum Credit Card vs Axis Bank Pride Signature Credit Card

Nil joining and annual fees
As welcome offer, when applying for the credit card online and verifying yourself, obtain an Amazon e-gift voucher worth Rs. 250. Spend at least Rs. 5,000 in the first 30 days and win Amazon vouchers worth Rs. 500 (Introductory offers are valid from 1 Jan 2024 till 30 June 2024)
Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
Avail 2 Reward points for every Rs. 150 spends
Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year
Zero liability for lost cards- Get insurance coverage for any misuse of the card from 24 hours before reporting it lost, up to Rs. 300,000
Transfer outstanding balances from other bank credit cards to HSBC credit card and repay in easy monthly installments at a lower interest rate
Get exclusive access to discounts with selected partners
If the credit card gets lost, simply cancel it and the bank will issue an emergency card anywhere in the world – it'll only take 3 days
Cardholder can also be able to take out cash advances, get global access to its accounts, and manage its money on-the-go with 24/7 online access to its account

Personalized card with the shades of Indian Flag
The dedicated 4th embossed line for Army, Navy, or Air Force
2 Complimentary visits to select Domestic Airport Lounges within India
From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
Discover unique and new cuisines and flavours with Axis Bank Dining Delights that offers 15% off at partnered restaurants in India
1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
EDGE REWARD Points can be earned on fuel transactions
Get free add-on cards
EMV certified chip-credit card
Zero lost card liability
On any transactions above Rs. 2500, contact the bank to convert it into EMIs
Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
Earn 8 points on every Rs. 200 spent on the credit card
Avail 100 bonus EDGE points every month- The cardholder is required to use the card for spends on Rs. 5000 or more every month

Pros

Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year

Cons