HSBC Live+ Credit Card vs SBI Elite Credit Card
Joining Fees
₹999
₹4,999
Editor's Rating
3.5
4
Key Features
- Get 10% accelerated cashback, up to Rs. 1,000 a month, on dining and food delivery
- Get 1.5% unlimited cashback at other retailers
- Avail 1.5% unlimited cashback on entertainment spending
- Power up on spendings with 1.5% unlimited cashback in selected categories at home and when travelling abroad
- Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
- Avail 10% cashback on groceries and 1.5% unlimited cashback on other retail purchases online and offline
- 4 complimentary domestic airport lounge visits per year
- Enjoy exclusive dining programme and curated offers on the Visa Digital Concierge app
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
Editor's Review
Pros
- Get 10% accelerated cashback on dining and food delivery
- Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
- Avail 1.5% unlimited cashback on entertainment spending
Cons
- No fuel benefits
- No rewards benefits
- No international lounge access
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
