HSBC Cashback Credit Card vs SBI SimplyClick Credit Card

Joining Fees



Editor's Rating



Key Features

  • Unlimited cashback on all your transactions
  • Get 1.5% cashback on all online spends and 1% on all other spends
  • 20% off on Swiggy orders above Rs. 400. (Discount up to Rs. 100, valid once per month per user)
  • 5% discount on Amazon spends, 1.5% cashback on all online spend, and 1% on all other spends
  • Cashback is available on Instant EMI and Convenient EMI options that allow you to pay credit card dues in EMIs such as Balance Transfer on EMI, Cash-on-EMI
  • Up to a 15% discount at over 1,000 restaurants across major cities
  • Get Gift Card worth Rs.500 on Joining
  • On online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds / UrbanClap, earn 10X Reward Points
  • Earn 5X rewards on all other online spends
  • 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000
  • Spend Rs 1,00,000 and get Annual Fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year

Editor's Review


  • Zero Joining Fees
  • Annual Membership Fees of Rs. 750 will be reversed if your total annual spend exceeds Rs. 100,000
  • Insurance benefits


  • No Golf/coaching sessions


  • Earn 1 reward point per Rs.100 on all other spends  
  • e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
  • e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs


  • No Golf/coaching sessions
  • No particular benefits on travel, dining or entertainment
  • Limited options for reward redemption

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