HSBC Cashback Credit Card vs Kotak Delight Platinum Credit Card

Joining Fees



Editor's Rating



Key Features

  • Unlimited cashback on all your transactions
  • Get 1.5% cashback on all online spends and 1% on all other spends
  • 20% off on Swiggy orders above Rs. 400. (Discount up to Rs. 100, valid once per month per user)
  • 5% discount on Amazon spends, 1.5% cashback on all online spend, and 1% on all other spends
  • Cashback is available on Instant EMI and Convenient EMI options that allow you to pay credit card dues in EMIs such as Balance Transfer on EMI, Cash-on-EMI
  • Up to a 15% discount at over 1,000 restaurants across major cities
  • A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle
  • 10% Cash-Back on Movies
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver
  • Spend Rs. 1,25,000 every 6 months and avail Four free PVR Tickets or Rs. 750 cash-back

Editor's Review


  • Zero Joining Fees
  • Annual Membership Fees of Rs. 750 will be reversed if your total annual spend exceeds Rs. 100,000
  • Insurance benefits


  • No Golf/coaching sessions


  • 10% Cash-Back on Dining and Movie spends
  • Enjoy maximum eight free PVR tickets or Rs. 1500 cashback every year
  • In case Credit Card gets stolen, you can get a cover of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting


  • No Golf/coaching sessions
  • No complimentary Airport Lounge Access
  • Joining fee: Rs. 1,999

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