HSBC Cashback Credit Card vs Kotak Delight Platinum Credit Card
Joining Fees
₹0
₹1,999
Editor's Rating
3.1
4.3
Key Features
- Unlimited cashback on all your transactions
- Get 1.5% cashback on all online spends and 1% on all other spends
- 20% off on Swiggy orders above Rs. 400. (Discount up to Rs. 100, valid once per month per user)
- 5% discount on Amazon spends, 1.5% cashback on all online spend, and 1% on all other spends
- Cashback is available on Instant EMI and Convenient EMI options that allow you to pay credit card dues in EMIs such as Balance Transfer on EMI, Cash-on-EMI
- Up to a 15% discount at over 1,000 restaurants across major cities
- A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle
- 10% Cash-Back on Movies
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Spend Rs. 1,25,000 every 6 months and avail Four free PVR Tickets or Rs. 750 cash-back
Editor's Review
Pros
- Zero Joining Fees
- Annual Membership Fees of Rs. 750 will be reversed if your total annual spend exceeds Rs. 100,000
- Insurance benefits
Cons
- No Golf/coaching sessions
Pros
- 10% Cash-Back on Dining and Movie spends
- Enjoy maximum eight free PVR tickets or Rs. 1500 cashback every year
- In case Credit Card gets stolen, you can get a cover of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge Access
- Joining fee: Rs. 1,999
