HSBC Cashback Credit Card vs Kotak Delight Platinum Credit Card
Joining Fees
₹999
₹1,999
Editor's Rating
3.1
4.3
Key Features
- Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
- Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
- Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
- 10% accelerated cashback on all dining, food delivery and grocery spends
- 1.5% unlimited cashback on all other spends (exclusions apply)
- 4 complimentary domestic lounge visits per year (1 per quarter)
- Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
- Zero liability for lost cards
- Insurance benefits
- A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle
- 10% Cash-Back on Movies
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Spend Rs. 1,25,000 every 6 months and avail Four free PVR Tickets or Rs. 750 cash-back
Editor's Review
Pros
* Win an Amazon e-gift voucher
* Buy-one-get-one-free movie tickets on Saturdays
* Insurance benefits
Cons
* No golf/coaching sessions
* No fuel benefits
Pros
- 10% Cash-Back on Dining and Movie spends
- Enjoy maximum eight free PVR tickets or Rs. 1500 cashback every year
- In case Credit Card gets stolen, you can get a cover of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge Access
- Joining fee: Rs. 1,999
