HSBC Cashback Credit Card vs ICICI Bank Coral Credit Card

Joining Fees

₹999

₹500

Editor's Rating

3.1

3

Key Features

  • Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
  • Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
  • Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
  • 10% accelerated cashback on all dining, food delivery and grocery spends
  • 1.5% unlimited cashback on all other spends (exclusions apply)
  • 4 complimentary domestic lounge visits per year (1 per quarter)
  • Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
  • Zero liability for lost cards
  • Insurance benefits
  • Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year
  • Complimentary domestic airport lounge & complimentary domestic railway lounge visit
  • Complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through our Culinary Treats Programme
  • Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel), and earn 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories

Editor's Review

Pros

* Win an Amazon e-gift voucher

* Buy-one-get-one-free movie tickets on Saturdays

* Insurance benefits 


Cons

* No golf/coaching sessions

* No fuel benefits

Pros

  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • 1% on fuel surcharge every time you refuel
  • Discover how your ICICI Bank Coral Credit Card can deliver savings of Rs 11,175 every year

Cons

  • If you’re a frequent flyer the offer of 1 complimentary access per quarter to select airport lounges in India isn’t sufficient  
  • Limitations on the cost of purchasing movie tickets
  • No Golf/coaching sessions

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