HSBC Cashback Credit Card vs ICICI Bank Coral Credit Card

Joining Fees



Editor's Rating



Key Features

  • 10% cashback on all dining, food delivery and grocery spends
  • Unlimited cashback on all your transactions
  • Get 1.5% cashback on all online spends and 1% on all other spends
  • 20% off on Swiggy orders above Rs. 400. (Discount up to Rs. 100, valid once per month per user)
  • Amazon vouchers worth Rs. 1000 on spending Rs. 10,000 within 30 days of issuance, 1.5% cashback on all online spend, and 1% on all other spends
  • Cashback is available on Instant EMI and Convenient EMI options that allow you to pay credit card dues in EMIs such as Balance Transfer on EMI, Cash-on-EMI
  • Up to a 15% discount at over 1,000 restaurants across major cities
  • Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year
  • Complimentary domestic airport lounge & complimentary domestic railway lounge visit
  • Complimentary movie tickets every month under the Buy One Get One free offer through
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through our Culinary Treats Programme
  • Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel), and earn 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories

Editor's Review


  • Zero Joining Fees
  • Annual Membership Fees of Rs. 750 will be reversed if your total annual spend exceeds Rs. 100,000
  • Insurance benefits


  • No Golf/coaching sessions


  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • 1% on fuel surcharge every time you refuel
  • Discover how your ICICI Bank Coral Credit Card can deliver savings of Rs 11,175 every year


  • If you’re a frequent flyer the offer of 1 complimentary access per quarter to select airport lounges in India isn’t sufficient  
  • Limitations on the cost of purchasing movie tickets
  • No Golf/coaching sessions

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