HSBC Cashback Credit Card vs ICICI Bank Coral Credit Card

Joining Fees

₹999

₹500

Editor's Rating

3.1

3

Key Features

  • Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
  • Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
  • Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
  • 10% accelerated cashback on all dining, food delivery and grocery spends
  • 1.5% unlimited cashback on all other spends (exclusions apply)
  • 4 complimentary domestic lounge visits per year (1 per quarter)
  • Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
  • Zero liability for lost cards
  • Insurance benefits
  • Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year
  • Annual Fee from second year onwards will be waived off if you spend more than Rs. 1,50,000 in the previous year
  • One complimentary access per quarter to selected Airport Lounges in India by spending minimum of Rs 5,000 or above in a calendar quarter on the card to avail this facility in the next calendar quarter
  • One complimentary Domestic Railway Lounge visit per quarter
  • Avail 25% discount up to Rs.100 on purchase of minimum 2 movie tickets per transaction on BookMyShow and Inox. The offer can be availed twice in a month
  • Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel)
  • Earn 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
  • Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending Rs. 2,00,000 on your card and 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10,000 PAYBACK Points per year
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme            
  • Whether you are, in India or abroad, enjoy the amazing offers from VISA. Wine, dine and unwind with fabulous offers from luxury hotels, restaurants, lifestyle stores, spas and more
  • Mastercard Moments is the exclusive program specially crafted for Mastercard cardholders. This program hosts exceptional experiences designed to inspire and enrich the lives of our Mastercards cardholders, with program members able to enjoy additional benefits
  • With ICICI Bank Coral Mastercard Credit Card avail exclusive access to premium airport lounges and railway lounges in India. One complimentary Airport Lounge visit and one complimentary Railway Lounge visit per quarter.  One complimentary Domestic Airport Lounge visit and one complimentary Railway Lounge visit per quarter and lounge access will be applicable only for primary cardholders
  • ICICI Bank Coral Mastercard Credit Card also provides exclusive dining offers through ICICI Bank Culinary Treats Programme
  • 1% fuel surcharge wavier- The offer is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps

Editor's Review

Pros

* Win an Amazon e-gift voucher

* Buy-one-get-one-free movie tickets on Saturdays

* Insurance benefits 


Cons

* No golf/coaching sessions

* No fuel benefits

Pros

  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • 1% on fuel surcharge every time you refuel
  • Discover how your ICICI Bank Coral Credit Card can deliver savings of Rs 11,175 every year

Cons

  • If you’re a frequent flyer the offer of 1 complimentary access per quarter to select airport lounges in India isn’t sufficient  
  • Limitations on the cost of purchasing movie tickets
  • No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here


More comparisions with HSBC Cashback Credit Card

More comparisions with ICICI Bank Coral Credit Card

Downloads