HDFC Superia Card vs HDFC Regalia Credit Card
Joining Fees
₹1,000
₹2,500
Editor's Rating
3.8
4
Key Features
- Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year.
- Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme
- Enjoy gaining 50% more reward points at premium restaurants
- On fuel transactions, you'll avail 1% Fuel Surcharge waiver
- Enjoy Revolving Credit at a nominal interest rate
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
Editor's Review
Pros
- Complimentary Priority Pass Membership.
- Avail zero liability on the lost card after reporting the loss
- Get first year's membership for free by spending Rs. 15,000 within the first 90 days
Cons
- High-interest rate
- No golf privileges
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
